Net worth pulled back this month, driven by an options exercise and softer markets

Working through the math on a UK unapproved-options exercise decision: pay tax today to convert future gains to CGT, or hold and pay income tax on everything later.

What has been going on in May

A walkthrough of the three ISA accounts I currently hold, what sits inside each, and how I got here from a more scattered starting point.

How I'm thinking about the UK pension setup, projecting my pot to retirement age, and what to do about the old lifetime allowance and a possible move abroad.